Tonight I received an email from someone that owns the IP address of 18.104.22.168 that read as follows.
Dear Citibank Customer,
When signing on to Citibank Online, you or somebody else have made several login attempts and reached your daily attempt limit. As an additional security measure your access to Online Banking has been limited. This Web security measure does not affect your access to phone banking or ATM banking.
Please sign on and verify your information here. You will be able to attempt signing on to Citibank Online within twenty-four hours after you verify your information. (You do not have to change your Password at this time.)
Citibank Online Customer Service
Please note that the “here” link has been altered from it’s original destination. The thing that initially tipped me off is that this message was sent to an address that I have never given to Citibank.
Public service announcement: Like you have read everywhere else, use several heavy doses of skepticism when you receive any correspondence from your favored credit institutions.